Women And Money: 5 Strategies For The Re-Marrying Woman

Like me, I’m sure many of you watched the recent Royal Wedding. In some of the pre-wedding information a question of whether or not there would be a prenuptial agreement was raised.  The UK is relatively new to the option of a prenuptial agreement, unlike the U.S.  A prenuptial agreement is an especially important document to consider when re-marrying. 

When a woman enters into a second marriage, she usually has assets that are hers, assets she has either earned or inherited. She also may have new vulnerabilities as she gives up one lifestyle for another and mergers property.

  1.  Discuss the general “terms of the deal” with your fiancée in depth in advance of the drafting of any prenuptial agreement. Let your fiancée know that the agreement is important to you. Be honest in the discussions.
  2. Enter into the discussion and negotiation process well in advance of the wedding date and well in advance of the date any invitations to the wedding will be mailed.
  3. Hire your own lawyer and suggest that your fiancée do the same. Both parties should have a full understanding of what rights they have and what they are giving up. Make sure that the lawyer you retain has knowledge of this type of agreement.
  4. Prepare a detailed financial disclosure: A complete listing of all assets and liabilities, annual earned and unearned income over the past few years, tax returns, financial statements, interests in trusts, family businesses, and potential inheritances.
  5. Sign four originals of the prenuptial agreement. Each party should initial the margins of each page, including the financial disclosure pages. Each party should retain one original copy and each attorney should retain an original copy.

Prenuptial agreements are not new. The court records show that a James Young and a Susan Hoffman entered into a prenuptial agreement in Page County, Virginia in 1844. Prenuptials are also not just for celebrity couples like Jackie Kennedy and Aristotle Onassis, Michael Douglas and Catherine Zeta-Jones, Madonna and Guy Ritchie and Paul McCartney and Heather Mills. Increasing numbers of women today remarrying in their 30s, 40, 50s, 60s, 70s, and 80s consider these agreements an important part of secure financial planning.

It is important to remember that a prenuptial agreement is the base on which future planning can be built. In other words, it sets the stage for what each party agrees he or she is entitled to receive.

Patricia Annino is a sought after speaker and nationally recognized authority on women and estate planning.  She educates and empowers women to value themselves and their contributions in order to ACCOMPLISH GREAT THINGS in the world – and in so doing PROTECT THEMSELVES, those they love, and the organizations they care about.  Annino recently announced the release of an updated version of her successful book, Women and Money: A Practical Guide to Estate Planning to include recent changes in the laws that govern how we protect our assets during and beyond our lifetime.  Annino’s book is an exhortation, resource and trusted companion for women in all facets of life.  To purchase the book visit:  http://amzn.to/hOHuEV or for more about Annino, visit: www.patriciaannino.com


  1. Thank you for addressing the often taboo subject of a pre-nup. Having the document in place shows maturity and wisdom, which we hope to have in the next marriage.

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